March 2010 may be the best time for young adults seeking credit cards to get a good deal. With the new credit CARD Act in place, companies are no longer targeting 18-20 year olds but are now targeting individuals 21-25 and for this reason it is a great time for these individuals to get a good rate on a new card.


Companies will begin offering things like 0% interest for the first 6 months to a year in a half, and good cash rewards on things like gas and clothing purchase. Other offers may include cash back bonuses on travel or food and entertainment purchase.

Every credit card company is different and will offer different rewards programs but they will all be offering something. Now that the Act has taken effect they can no longer advertise on college campuses and are therefore losing a large portion of their target market.

With the new Act in effect, and credit card companies searching for a new target market it is an ideal time for 21-25 year old young adults to get great rates and cash back bonuses on new credit cards. Look into different companies before making your decision, but apply for a new card before March is over. Don’t miss your chance to get a great deal.

Author: Sylvia Wayne