American consumers have seen their credit score drop drastically over the last several years. With this being the case it should come as no surprise to see many Americans searching for a low credit score credit card. There are bad credit credit card options with a credit score under 650 but please understand that your interest rate will be a direct reflection of your credit score.


With a credit score at this level you are going to find that your overall interest rate is extremely high. You may get a low introductory rate but please understand this rate does not last forever. In general the introductory rate only lasts 6 to 9 months. It is extremely important that you have a low or no balance on a low credit score credit card when this interest rate adjusts to a much higher rate.

By doing your research online you will likely find that there are many credit card companies that will be more than happy to help you get a low credit score credit card. Once again, it is extremely important to understand what you’re getting into before you sign up for this credit card. Do not build up a high balance if you have no ability to pay this money off.

Author: Heather Best