The FTC has mandated that each American is allowed on free credit report each and every year. ?To access this free annual credit from from Experian, Equifax and TranUnion sponsored by the federal government make sure to access the website annualcreditreport.com. ?It is very important to understand that this is the only credit report site that is supported by the FTC.


It is very important to check your credit history at least once a year because errors on your credit report could greatly affect the interest rate you receive on any money you borrow. ?If you have noticed your interest rates going up lately it may be due to the fact that there are mistakes on your credit report.

By checking this credit report at least once a year you will minimize the chance of error. ?By not analyzing this credit report you are risking the chance that there are inaccuracies that could end up increasing your interest rates to a level that is hurting your overall financial balance sheet. ?To avoid this make sure to access annualcreditreport.com at least once a year.

Author: Jeremy North