The free annual credit report from Experian, Equifax and Transunion that is sponsored by the FTC and federal government is available at one website. Make sure to access annualcreditreport.com for the only government-sponsored free annual credit report.


It would be a very wise decision to check your credit report at least once a year to make sure all the data that is being reported on you is accurate. Many Americans spend a bulk of their adult life without knowing their credit score and this could greatly affect their bottom-line.

By having inaccurate data on your credit score you could end up missing out on several opportunities to get lower interest rates on home loans or car loans. In fact, it is the case that your credit score greatly dictates the interest rate you receive on any amount of money that you desire to borrow.

By accessing your free annual credit report from Experian, Equifax and Transunion you will be able to better determine if the data being reported on you is accurate. You may also want to research the data available on the FTC website to help you alleviate your debt problems.

Author: Mike Garner