Today’s lowest mortgage interest rates are currently below 4.75%. With home loan rates below 4.75% for a 30 year fixed mortgage there many opportunities to save a significant amount of money. Many homeowners have already saved a significant amount of money but there are still many Americans looking to refinance.


Over the last several days we have seen the 10 year treasury rate yield drop below its 200 day moving average. With this being the case it comes as no surprise to see home loan rates under 4.75%. The strong move lower yesterday helped to push rates to new 2010 lows.

When searching for today’s lowest mortgage interest rates it is extremely important to understand that not everyone will qualify for the low rates being advertised. You will need a credit score above 740 and a significant amount of equity in your home to get rates around this level.

It is very important to make sure and do your research before going into this process. By knowing what interest rates are currently available it could help you a great deal to negotiate a more attractive rate for your financial situation.

Author: Alan Lake