Home mortgage loan rates are currently well below 5% which makes it very attractive to lock in to a low rate today. Some mortgage lenders that are currently offering low rates include Countrywide, WaMu, RBC and Wachovia. It is very important to understand that these are some of the major mortgage lenders but there are also many other lenders as well.


With the advancements in technology it is much easier than it has ever been to do personal finance research online. It should not be very difficult to find a mortgage lender in your area that will be more than willing to help you get a low interest rate with very good customer service.

While some of the major mortgage lenders may provide you all the resources you need please understand that there are other options available. It would be wise to exhaust your resources before selecting a mortgage lender for your situation. You will have a relationship with this lender for many years so make sure to select the correct company.

With 30 year fixed mortgage rates well under 5% now is a great time to consider refinancing your current home loan or locking in to your first low interest rate. Make sure to do your research and due diligence before making any personal finance decision.

Author: Tiffany Mann